PRACTICES

Financial Lines

The Financial Lines practice underwrites a well-balanced international portfolio of business (excluding USA and Canada) with a focus on Crime, Professional Liability, and Directors’ & Officers’ Liability risks.

Diverse expertise

The underwriting team combines diverse expertise, innovative thinking and a commitment to excellence to deliver outstanding results with exceptional speed and efficiency. 

The practice offers a comprehensive range of often bespoke (re)insurance products to financial and non-financial organisations on an international basis, with policyholders benefiting from capacity providers with strong financial ratings. 

A broad risk appetite

The practice has a broad appetite in terms of geography and industry, and is able to provide coverage on a primary and/or excess basis.

Key regions include the United Kingdom, Europe, Asia, the Middle East and North Africa, South Africa, Central and South America, including the Caribbean, and Oceania. (Note that the practice does not cover sanctioned territories.)

Offering a wide spectrum of (re)insurance cover, products include:

 

Financial Organisations

  • Management (D&O) Liability
  • Civil Liability / Professional Indemnity
  • Crime inc. Electronic Computer Crime and Social Engineering Fraud
  • Plastic Card Fraud
  • Cash in Transit
  • Public Offering of Securities Insurance ‘POSI’
  • Excess Premises / Vault

Non-Financial Organisations

  • Management ‘D&O’ Liability
  • Crime inc. Electronic Computer Crime and Social Engineering Fraud

Maximum Line Size

GBP/USD/EUR 5 million for any one product

Alternative local currency policy limits can also be considered to meet client needs in overseas markets.

Capacity

Capacity is provided by several leading Lloyd’s Syndicates rated AA- (S&P)

Contacts

Andrew Wood

Underwriting Practice Leader – Financial Lines

Ben Cubitt

Senior Underwriter – Financial Lines